.policies { padding-bottom: 48px; }
.policies__title { font-size: clamp(32px, 7vw, 46px); margin: 14px 0 12px; }
.toc { display: grid; gap: 0; margin: 26px 0 10px; border-top: 1px solid var(--line); }
.toc a { padding: 13px 0; border-bottom: 1px solid var(--line); text-decoration: none; font-weight: 700; font-size: 16px; color: var(--cream); display: flex; justify-content: space-between; }
.toc a::after { content: "→"; color: var(--gold-2); }
.doc { padding: 40px 0 8px; border-top: 1px solid var(--line); margin-top: 24px; scroll-margin-top: 80px; }
.doc h2 { font-size: clamp(26px, 6vw, 34px); margin-bottom: 14px; }
.doc h2 span { display: block; font-family: var(--sans); font-size: 12px; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold-2); margin-top: 8px; font-weight: 700; }
.doc__intro { color: var(--cream); font-size: 17px; line-height: 1.6; margin-bottom: 8px; }
.doc h3 { font-family: var(--sans); font-weight: 700; font-size: 17px; margin: 30px 0 10px; color: var(--gold-2); }
.doc h4 { font-family: var(--sans); font-weight: 700; font-size: 15.5px; margin: 18px 0 6px; color: var(--cream); }
.doc p { color: var(--cream-2); font-size: 16.5px; line-height: 1.6; margin: 0 0 10px; }
.doc ul, .doc ol { margin: 0 0 12px; padding-left: 20px; color: var(--cream-2); font-size: 16.5px; line-height: 1.55; }
.doc li { margin-bottom: 6px; padding-left: 4px; }
.doc li::marker { color: var(--gold-2); }
.doc a { color: var(--gold-2); }
.doc .notice { margin: 14px 0; }
.doc .notice ul { margin: 8px 0 0; }
.kv { display: grid; grid-template-columns: 1fr; gap: 0; margin: 0 0 14px; border-top: 1px solid var(--line); }
.kv dt { font-weight: 700; font-size: 15px; color: var(--cream); padding: 10px 0 2px; }
.kv dd { margin: 0; padding: 0 0 10px; border-bottom: 1px solid var(--line); color: var(--cream-2); font-size: 16px; line-height: 1.5; }
@media (min-width: 560px) {
  .kv { grid-template-columns: 200px 1fr; }
  .kv dt { padding: 10px 12px 10px 0; border-bottom: 1px solid var(--line); }
  .kv dd { padding: 10px 0; }
  .kv--wide { grid-template-columns: 240px 1fr; }
}
.policies__back { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 40px; }